Frequently Asked Questions
If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a little more complex – it’s hard to understand the intricacies of investment, taxation and ever-changing regulations, so you need professional help.
Yet many of us resist seeking advice, as if our financial future weren’t just as important as our health or our children’s education. We often decide to manage our financial affairs ourselves, or leave it to someone we know, perhaps an accountant or a solicitor, which is a bit like buying vegetables at the butchers. Financial planning is a specialist profession and you should make sure that you’re getting advice from a properly qualified person.
A financial planner will help you reach your goals; even if retirement may seem a lifetime away, the sooner you start planning the more likelihood you’ll have to achieve financial independence and peace of mind.
If you have any questions call us on (02) 8004-8699 or Email Us to set up an appointment.
Not all financial planners are the same. By looking for a financial planner that is a member of Financial Advice Association Australia (Faaa), you can rest assured that they are highly qualified, experienced and will do the right thing by you.
Members of the Financial Advice Association Australia (Faaa),can be distinguished from other financial planners because they:
- have a duty to put your interests first
- adhere to a strict Code of Professional Practice and Code of Ethics
- are accountable to Australia’s leading professional associates
- complete training every year to keep their knowledge and skills up to date
- are obligated to explain and document their fees and charges to you in a clear and transparent way.
A sure sign of a good financial planner is that they don’t rush you, carefully listen to you and clearly explain where they can add value, and where they can’t. Here are some that you should consider:
- What experience do they have? Is the Financial Planner licensed?
- What do they specialise in?
- Are they a member of the Financial Advice Association Australia (Faaa)?
- How do they charge for their services?
If you have any questions call us on (02) 8004-8699 or Email Us to set up an appointment.
AH Financial Services offer a wide range of Financial solutions and strategies including:
- Superannuation and Pensions
- Wealth Creation & Protection Strategies
- F.I.R.E. (Financial Independence Retire Early)
- Investment Advice
- SMSF Advice
- Borrowing to Invest
- Tax Effective Investing
- Protecting Your Retirement Income
- Aged Care Financial Advice
- Social Security Assistance
If you have any questions call us on (02) 8004-8699 or Email Us to set up an appointment.
A financial planner helps you to define and understand your financial goals, and at AH Financial Services, we can help you develop a financial plan whether your goals are short term or long term.
AH Financial Services will ask you questions so you can outline what matters most in your life. Our advisers will seek to understand your financial priorities as each financial plan is different, which is why we plan for the person you are and what you want to achieve!
AH Financial Services will explore your financial options as your expert financial partner rather than a fixed solution, and AHFS will work with you to implement your financial decisions based on our industry experience, and we will review them over time, as your circumstances change.
If you have any questions call us on (02) 8004-8699 or Email Us to set up an appointment.
Our First Conversation – No Obligation
Your initial conversation with us is completely obligation-free. It’s an opportunity for us to learn about your goals and for you to understand how we can assist. There’s no pressure—just a chance to explore whether we’re the right fit for each other.
First Meeting – $595 (Credit Towards Advice)
If you decide to proceed to a formal first meeting, the cost is $595.00. This fee can be credited towards your final advice cost should you choose to move forward with our services.
What Happens Next
At this meeting, we’ll dive deeper into your circumstances, discuss specific areas of advice, and provide an estimate of the cost for your tailored financial plan. Every client’s situation is unique, so fees vary depending on the complexity and level of work required.
Transparent, Fee-for-Service
We operate on a Fee-for-Service basis, so you’ll always know the exact cost before proceeding with any advice. Payment is typically made from your superannuation or investment account (unless you prefer otherwise), making professional advice more accessible.
If you have any questions call us on (02) 8004-8699 or Email Us to set up an appointment.